One plan. Total peace of mind.

Big love deserves smart cover.

Funeral, hospital, disability and everyday rewards in one affordable plan built around your family.

Join today See the prices

Funeral cover from R85 per month

R50 000Disability cover

R1 000Hospital cash per day*

24/7Trauma assistance

Up to R1 500Monthly grocery savings

Cover that keeps up with life

More than funeral cover.

4U Cover brings essential protection, practical support and everyday value together in one simple policy.

Accidental permanent total disability

R50 000 cover

Extra financial protection if an accident changes your life.

Hospital cash benefit

R1 000 per day

For each 24 hours in hospital due to an accident.

Trauma assist

Support, day or night

A 24/7 toll-free counselling line plus three virtual sessions after an incident.

Ambulance assist

Emergency help

Medical emergency transportation and rescue when you need it.

Repatriation

With premium waiver

Includes a three-month premium waiver on the principal member's death.

Member discounts

Save on the everyday

Bulk discounts on airtime and shopping for active members.

Plans for members under 65

Pick the cover that fits your pocket.

Choose your cover amount and whether you need protection for the main member or family. The price updates instantly.

Three-month waiting period for natural death
No waiting period for accidental death
Cover options from R15 000 to R50 000

Join online

Build your plan Simple pricing

Choose your funeral cover

Your selected cover R25 000

Only R115 p/m

Join with this plan

Premiums shown are from the supplied 4U Cover brochure.

A shopping trolley filled with household groceries

A benefit you can use every month

Up to R1 500 in grocery savings.

Active 4U Cover members can save on essential groceries at leading retailers including Shoprite, Checkers and Usave.

CHECKERS SHOPRITE Usave

Bring more loved ones in

Add your extended family.

Add relatives across five age bands, with cover from R5 000 to R20 000.

Monthly extended family premiums
Age	R5 000	R10 000	R15 000	R20 000
0-17	R5	R10	R16	R20
18-65	R28	R55	R83	R110
66-75	R90	R179	R268	R356
76-80	R235	R469	R703	R936
81-85	R369	R738	R1 106	R1 474

A smiling South African couple embracing

Plans for senior members aged 66-85

Keep the people who shaped you protected.

R5 000 coverR96Main member

R10 000 coverR146Main member

R15 000 coverR198Main member

Main member and spouse: R163 for R5 000 cover, R206 for R10 000 cover, or R289 for R15 000 cover.

Know before you join

3 monthsNatural death waiting period

12 monthsSuicide waiting period

No waitAccidental death

Ready when you are

Let’s cover what matters most.

Talk to the 4U team and get help choosing the right cover for your family.

Join online Call 010 109 1504 admin@4usolutions.co.za Download the brochure

Important information

Your cover, backed by trusted partners.

Administrator / FSP

Underwriter / Insurer

Full regulatory disclaimer

Hustlers Financials Solutions (Pty) Ltd is a juristic representative of Kula Partners Advice (Pty) Ltd, an authorised FSP (46670). 4U Cover is a product of Kula Partners Advice and is underwritten by RMA Life Assurance Company Ltd, a licensed long-term insurer (PA Reg No. 10/10/1/116) with company registration number 1990/006308/06.